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9137 Belshire Dr., North Richland Hills, TX 76182

Buyers

Tips for Buyers

Avoiding Financial Stress
Build a Plan of Action and Get Ready
Finding the Right Seller
Getting a Legitimate Lender and Getting Pre-Approved
Hot, Normal, and Cold Markets
Importance of Inspection
Is Buying a Home Still a Smart Plan
Thinking About Buying a Foreclosure
Use a Buyer's Agent
Why You Should Not Make Any Major Credit Purchases

Homeowner Information

Common Ways of Holding Title
Condominium and PUD Ownership
Environmental Issues
Lead Poisoning
Living Trusts
Mechanics Liens
Mello-Roos
Radon
Underground Heating Oil Tanks
Understanding Foreclosures

Title and Escrow

Closing and Title Costs
Creative Financing
Required Reporting to the IRS
Statements of Information
The Functions of an Escrow
Title Insurance - Where Does Your Dollar Go?
Title Insurance Requirements for Insuring Trusts
Title Insurance When Refinancing Your Loan
Understanding Preliminary Reports
Understanding Title Insurance
Why Do You Need Title Insurance

Real Estate Glossary

Glossary of Real Estate Terms

Mortgage Information

Adjustable Rate Mortgages - The Pros and Cons
Adjustable Rate Mortgages-The Basics
Closing Costs When Buying or Refinancing a Home
Documenting Your Assets - Verifying Your Down Payment
FICO® Score - a Brief Explanation
FICO® Scores and Your Mortgage
Items You Need When Applying For a Loan
Land Contract
The Advantages of Different Types of Mortgage Lenders
The Biweekly Mortgage - Who Needs It?
The No-Cost Thirty Year Fixed Rate Mortgage
Types of Mortgage Lenders
What's a FICO®?
Where Does the Money Come From for Mortgage Loans?
Which ARM is the Best Alternative?
Your Savings and Down Payment

Contact info

Tammy Melendez Home Team

9137 Belshire Dr., North Richland Hills, TX 76182

TX License Numbers: 0623156, 0644155

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